Hi I’m attorney Kevin Williams, and I’d like to talk to you about the morality of
filing for Bankruptcy?
We all have to make assumptions about what the future holds. How strong will
the economy be? How secure is my job? How much will my house be worth?
Most of the time we’ re correct. But, sometimes our crystal ball turns out to be a
That’ s what happened to General Motors. I’ ll bet you GM has dozens of
economists with doctoral degrees. But those folks never thought gas would
skyrocket to $4.50 a gallon in a matter of weeks and kill demand for SUV’ s and
pickups, GM’ s most profitable vehicles.
Like GM and millions of other Americans over the past three years, many of
the assumptions you likely made regarding your financial future proved to be
incorrect due, largely, to circumstances outside your control. The collapse of the
real estate, credit and financial markets – and four dollar and fifty cent gas -- were
impossible to predict.
So perhaps its time to make a business decision – not a moral decision – to
restructure your finances. And that’ s what bankruptcy is -- a business decision.
Bankruptcy is a financial management tool which will help you take control of
your financial future again.
Filing for a bankruptcy doesn’ t make you bad, irresponsible or immoral. By
making a decision to take control of your finances you are being responsible
for your future and your family and you are ensuring that you will have the
opportunity have a good, fresh start.
Still not convinced? Well, how about a little scripture? The consistent teaching
of both the Old and New Testaments is that compassion, mercy and justice are to
override purely economic concerns, such as loans. Like Deuteronomy Chapter
15 verse 2: "At the end of every seventh year you must cancel your debts. This
is how it must be done. Creditors must cancel the loans they have made to
their fellow Israelites. They must not demand payment from their neighbors or
relatives, for the LORD's time of release has arrived.”
Just Google “ bankruptcy bible quotes” for more and recognize that there is
nothing more immoral than suffering so that bank executives can fly around in
their private jets. As a matter of fact, they’ re going to be jetting around even after
you have your debts discharged, so your financial restructuring really doesn’ t
make any difference to anybody – but you and your family.
Our firm has extensive experience in assisting people just like you with a
customized, personal, goal-based approach to bankruptcy, debt relief and other
financial improvement tools. If you’re in Middle Tennessee, please call me today
at 615-264-8249 for a no-charge consultation to answer any questions you might